Personal Lines
Protecting what matters most to you. Providing information and knowledge — Making Financial Sense.
The coverage you need for peace of mind.
Auto + Home + Rental + Umbrella Policies.
Making Financial Sense
Insurance Policies to Meet Your Needs & Budget.
Why using an independent agency to get your insurance
Makes Financial Sense
We work diligently to find the best insurance carriers and policies for your needs. Our independent brokerage can get you a policy that offers better pricing and coverage options because we aren’t restricted to only one insurance company. And if, for example, one of our carrier’s were to stop offering insurance in California, our agency can transition you to a new carrier.
And none of this costs you more. We are paid a commission percentage of the premium on the policy by the insurance carrier. It’s a Win-Win.
HOMEOWNERS
Residential Homes
Condo + Tenant Policies
Short + Long Term Rentals
CA Fair Plan (CFP) + Difference in Conditions (DIC)
AUTO
Automobile
Exotic + Specialty Vehicles
Yacht + Watercraft
Recreational Vehicle
Motorcycle
UMBRELLA & OTHER POLICIES
Umbrella
Earthquake
Flood
Personal Articles
CA Insurance Now
We are your comprehensive resource for all your insurance and financial needs. We research, investigate, and write on topics that help you Make Financial Sense of your insurance and finances. When it comes to the insurance industry, there is a lot of confusing and misleading information. We break it down and help you understand what you need and why. Have a question? We love to chat about insurance and financial services, feel free to contact us today.
Why Life Insurance?
Life insurance is a tool that will benefit your loved ones when they’re going through the worst of times.
Happy Clients! Here’s what they have to say…
“John is fantastic to work with and we highly recommend his very professional Insurance services. He is very personable, resourceful and knowledgable regarding insurance products. We have worked with John for several years now on a variety of products from property-fire, life and car insurance and he is very responsive to all our needs. John always has lots of options and solutions which we find very helpful and refreshing.”
Sharon Van de Grift
Client
“John Pollard is an exceptional agent. He’s taken care of my family’s auto, home and life insurance since 2015. John is an honest and knowledgeable man, with his clients best interest at heart. I unfortunately had to file a claim due to a leak in my kitchen, and John helped me EVERY step of the way – easing my anxious mind! I’m so grateful for him and highly recommend John Pollard to everyone I know!”
Katie Ek
Client
“John Pollard was recommended to me and I’m glad to have made the connection. He not only saved me 50% on a homeowners policy but also recommended some coverages that were affordable that could save me thousands in the future. Quick responses to all my questions and I got the documentation when John said I would. Great customer service!”
Sue Lawer
Client