Privacy Policy

Last Updated: February 17, 2026

Hart Eastman, Inc. dba Custom CA Insurance Agency (“CA Insurance Now,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our website, https://CAInsuranceNow.com, and when you provide information to us for insurance quotes, applications, and related services.

We are licensed by the California Department of Insurance to conduct insurance business in California.

Information We Collect

When you request a quote, apply for insurance, or otherwise interact with us, we may collect the following categories of personal information:

Identifiers: Name, address, phone number, email, Social Security Number (SSN), driver’s license number, VINs, date of birth
Employment Information: Occupation, employer, length of employment
Property Information: Property address, construction details, purchase history, mortgage details
Insurance Information: Current/past carriers, claims history, policy numbers, coverage requests
Financial Information: Payment history, loss history, or other details required by carriers
Internet Activity: IP address, cookies, analytics, and usage data when you visit our website

How We Use Your Information

We use your information for the following business purposes:

To provide insurance quotes, applications, and customer service
To communicate with you regarding policies, renewals, claims, and services
To comply with legal and regulatory requirements
To detect and prevent fraud, security incidents, or unlawful activity
To maintain internal business records

We do not sell your personal information for monetary gain.

How We Share Your Information

We may disclose your personal information to:

Insurance Carriers and MGAs: For the purpose of underwriting, quoting, and issuing policies
Service Providers: IT, hosting, analytics, or marketing providers who process data on our behalf
Regulatory Agencies: As required by the California Department of Insurance or other regulators
Legal/Compliance: When required by law, court order, or to protect against fraud

Your California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have the following rights regarding your personal information:

Right to Know: You may request disclosure of the categories and specific pieces of personal information we have collected about you
Right to Delete: You may request that we delete personal information we have collected, subject to legal obligations
Right to Correct: You may request corrections of inaccurate personal information
Right to Opt Out of Sale/Sharing: If we “sell” or “share” data (as defined by California law), you may opt out
Right to Limit Use of Sensitive Personal Information: You may request that we limit use of sensitive data (e.g., SSN, driver’s license, financial account info) to only what is necessary for providing insurance services
Non-Discrimination: We will not discriminate against you for exercising your rights

You may exercise your rights by contacting us at:

Email: Agency@CAInsuranceNow.com
Phone: 858.756.3440
Mail: 6119 La Granada, Ste. B Rancho Santa Fe, CA 92067

Cookies & Tracking

We use cookies and similar technologies on our website to improve functionality, analyze site usage, and support marketing activities. The types of cookies we use include:

Strictly Necessary Cookies – Required for the website to function.
Analytics Cookies – Google Analytics may collect information such as IP address, device type, browser information, and usage data to help us understand how visitors use our website and improve functionality.

You can manage your cookie preferences through our cookie consent banner or by contacting us directly. You also have the right to opt out of the sale or sharing of your personal information through our Do Not Sell or Share My Personal Information page.

Use of Google reCAPTCHA

We use Google reCAPTCHA to help protect our website, forms, and user interactions from spam, abuse, and automated attacks. reCAPTCHA evaluates certain technical information (such as IP address, browser/device information, and interaction signals) to determine whether activity appears to be automated. Google processes this information on our behalf for security and fraud-prevention purposes in connection with reCAPTCHA. Information associated with reCAPTCHA may be transferred to and processed on servers operated by Google in the United States or other countries.

Data Security & Retention

We use administrative, technical, and physical safeguards to protect your personal information. We retain data only as long as necessary to provide services, comply with legal obligations, or resolve disputes.

Accessibility

We are committed to providing an accessible website. If you have difficulty accessing this Privacy Policy or exercising your rights, please contact us using the information above.

Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted here with a new effective date.

Contact Us

If you have questions about this Privacy Policy or our practices, please contact:

CA Insurance Now
Hart Eastman, Inc. dba Custom CA Insurance Agency
6119 La Granada, Ste. B
Rancho Santa Fe, CA 92067
858.756.3440
Agency@CAInsuranceNow.com