Life Insurance & Annuity
When things don’t go right, you want to protect those you love. Life Insurance is there for those times.
Making Financial Sense
Protecting Loved Ones.
Losing a loved one is never, easy and it’s even worse if no preparations have been made. Life insurance isn’t for the “if” times; it’s for the “when.”
Your earned income is likely supporting those you love; when you pass, how will they manage? If you prepare for the inevitable, you’ll take care of those you leave behind.
Life Insurance is for any age, even if you’re young and healthy.
When you buy life insurance when you’re fit, young, and healthy, your premiums will cost less. Getting life insurance in place is making financial sense and planning for those you love the most. It’s protection and peace of mind.
TERM
Short term + expires.
Term Life Insurance protects you for a specified time with a fixed rate. Term insurance does not accumulate cash value. The premiums are affordable, and applying for coverage is easy. Think of it as renting life insurance for a set number of years.
GUARANTEED UNIVERSAL LIFE
Permanent + guarantees death benefit.
Guaranteed Universal Life provides you with life-long insurance coverage at a cost-effective rate. It does not accumulate cash value but provides a guaranteed death benefit. This policy can include coverage for chronic and critical illness.
INDEXED UNIVERSAL LIFE
Permanent + cash value accumulation.
Indexed Universal Life is permanent insurance that accumulates cash value. This type of life insurance allows you to cash out, borrow against your policy’s cash value, or surrender it and get your money out. Indexed Life has a flexible death benefit and offers tax advantages.
Financial Tools To Help Build Your Retirement
Why Choose an Annuity?
There are many types of annuities, and they are a great way to diversify your retirement portfolio. Our annuities can help you accumulate money with guaranteed interest and tax-deferred growth. Annuities are conservative and often outperform bank CD rates. We help you choose the right annuity to meet your needs and financial goals.
“John Pollard has helped my family and I for so many years now. He leads with the upmost integrity and honesty. If your looking for someone not only to give you and your family coverage that fits your lifestyle and budget, then he’s the right guy. He is ethical and not misleading. Even when I have had claims he would still help if I had questions. He never left us in the dark. Thanks John!!”
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Client